The Service Tree lists all services in "branched" groups, starting with the very general and moving to the very specific. Click on the name of any group name to see the sub-groups available within it. Click on a service code to see its details and the providers who offer that service.
Financial Services
Programs that provide opportunities for people with disabilities to establish special accounts where they can save money to pay for education, health care, transportation, housing and other expenses. Individuals can deposit up to $14,000 annually under current gift-tax limitations and accrue as much as $100,000 without risking their eligibility Social Security and other government benefits. People with disabilities can also retain Medicaid coverage no matter how much is deposited.
Individual Development Accounts
Organizations that provide access to an asset building tool that is designed to enable low-income families to save towards a targeted amount, usually used for building assets in the form of home ownership, post-secondary education and small business ownership. States are authorized by the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 to create community-based IDA programs with TANF block grant funds, and to disregard all money saved in IDAs when determining eligibility for means tested government assistance. Although the program requirements vary from state to state, most are offered through a collaboration of organizations in a community including nonprofit organizations which recruit participants and provide financial planning services, banks or credit unions which provide matching funds (usually one or two dollars for every dollar saved), and foundations, state or federal government which provide financial support for the matching funds. The latter are also known as "matched savings accounts".